Dubai Islamic Bank Pakistan Car Loan Calculator 2026
DIB Auto Finance — estimate your monthly installment instantly.
Dubai Islamic Bank Pakistan Calculator
Adjust the fields below to estimate your monthly installment
About DIB Auto Finance
Dubai Islamic Bank Pakistan Limited (DIBPL) is the local arm of Dubai Islamic Bank, the world's first full-fledged Islamic bank, established in the UAE in 1975. In Pakistan, DIB offers Shariah-compliant auto financing structured under Ijarah or Diminishing Musharakah principles, giving customers a fully interest-free way to finance a vehicle, backed by the credibility and scale of a globally recognized Islamic banking brand.
Financing is available for new and used locally assembled vehicles up to PKR 3,000,000, with a repayment tenure of up to 5 years. As with other Islamic banks, your monthly payment represents rental and/or unit purchase rather than interest, and the structure is certified by DIB's Shariah Supervisory Board.
Eligibility Criteria
👔 Salaried Individuals
- Pakistani national with valid CNIC
- Minimum 6 months in current employment
- Verifiable, regular monthly income
- Clean eCIB credit history required
- Debt Burden Ratio within the bank's approved limit
🏢 Self-Employed / Business
- Pakistani national with valid CNIC
- Minimum 1 year of continuous involvement in current business
- Verifiable business income through bank statements
- Valid business registration / NTN where applicable
- Clean eCIB credit history required
Required Documents
📄 Salaried Individuals
- Copy of valid CNIC
- Latest salary slip or salary certificate
- Last 6 months' personal bank statement
- Employment confirmation letter
- Vehicle proforma invoice from an authorized dealer
📄 Self-Employed / Business
- Copy of valid CNIC
- Business proof / registration documents
- Last 6 months' business bank statement
- Vehicle proforma invoice from an authorized dealer
How to Apply
DIB auto finance applications are processed through DIB's Islamic banking branches across Pakistan.
Calculate
Estimate your monthly installment using the calculator above.
Visit a Branch
Visit your nearest DIB branch to begin your application.
Submit Documents
Provide CNIC, income proof, bank statements and the vehicle proforma invoice.
Approval & Delivery
Once approved, pay your down payment / equity contribution and take delivery of your vehicle.
Frequently Asked Questions
Ready to Apply for Dubai Islamic Bank Pakistan Car Finance?
Calculate your installments above, then apply directly.