๐Ÿš— MCB Car4U โ€” Car Financing Made Simple

MCB Car4U
Loan Calculator 2026

Drag the sliders to instantly calculate your monthly installment. New & used cars. Up to 5 year tenure.

KIBOR+2%Markup Rate
1โ€“5 YrsTenure
PKR 6MMax (New Car)
15%+Min Down Payment

MCB Car4U Calculator

Drag the sliders โ€” your installment updates instantly  ยท  View on MCB โ†—

Installment Amount
PKR โ€”
Car Price
PKR โ€”
Loan Amount
PKR โ€”
Tenure
โ€” Yrs
Down Payment
โ€”%
Car Price?PKR 5.0 M
PKR 0.5MPKR 20M
Tenure?4 Years
1 Year5 Years
Down Payment?30%
15%70%
Vehicle Type
Customer Type
Apply Now ๐Ÿ“ž 111-000-622

Payment Breakdown

Car Priceโ€”
Down Paymentโ€”
Loan Amountโ€”
Markup Rate (p.a.)โ€”
Monthly Installmentโ€”
Total Interest Payableโ€”
Total Amount Payableโ€”
๐Ÿ“Œ Note: Indicative calculation only. Markup rate is variable, linked to KIBOR. Existing MCB customers may qualify for a lower rate. Maximum financing: PKR 6M (new cars), PKR 4M (used cars).

What is MCB Car4U?

MCB Car4U is one of Pakistan's most popular consumer car financing products. It provides financing for both new and used locally manufactured vehicles, up to PKR 6 million for new cars and PKR 4 million for used cars, with tenure up to 5 years.

Eligibility Criteria

๐Ÿ‘” Salaried Individuals

  • Age: 21โ€“60 years at maturity
  • Minimum 6 months in current job
  • Minimum income: PKR 55,000 net monthly
  • Spouse income can be clubbed

๐Ÿข Self-Employed / Businessmen

  • Age: 21โ€“65 years at maturity
  • Minimum 1 year in current business
  • Minimum income: PKR 55,000 verified monthly

Frequently Asked Questions

Can I finance a used car through MCB Car4U?
Yes, up to PKR 4 million for used locally manufactured vehicles, same 15% minimum down payment as new cars.
Do existing MCB customers get a better rate?
Yes, existing MCB customers are entitled to a preferential, lower markup rate.
Is MCB Car4U available for overseas Pakistanis?
Yes, via "Roshan Apni Car" for Roshan Digital Account holders, up to PKR 10 million.

Ready to Apply for MCB Car4U?

Use the calculator above, then apply online or visit your nearest MCB Bank branch.

Apply on MCB โ†— Compare All Banks

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MCB Bank Limited Car Installment Plan 2026

Monthly installment for popular locally assembled cars at MCB Bank Limited's indicative markup of about 12.89% a year. Prices are the makers' listed ex-factory prices on 4 November 2026. Each row follows SBP rules: at least 30% down, no more than PKR 3,000,000 financed, and a maximum of 3 years for cars above 1000cc. That is why the down payment on bigger cars is more than 30%.

CarPriceDown paymentFinanced3 yrs / month5 yrs / month
Suzuki Every VXR 2,965,200 889,560 2,075,640 69,827 47,110
Suzuki Alto VXR 2,994,861 898,458 2,096,403 70,525 47,582
Suzuki Alto VXR AGS 3,166,480 949,944 2,216,536 74,566 50,308
Suzuki Alto VXL AGS 3,326,446 997,934 2,328,512 78,333 52,850
Suzuki Cultus VXR 4,089,490 1,226,847 2,862,643 96,302 64,973
Suzuki Cultus VXL AGS 4,591,460 1,591,460 3,000,000 100,923 68,090
Suzuki Swift GL 4,460,160 1,460,160 3,000,000 100,923 3 yrs max
Suzuki Swift GLX CVT 4,766,190 1,766,190 3,000,000 100,923 3 yrs max
Toyota Yaris 1.3 GLi MT 4,649,000 1,649,000 3,000,000 100,923 3 yrs max
Toyota Yaris 1.3 GLi CVT 4,809,000 1,809,000 3,000,000 100,923 3 yrs max
Honda City 1.2LS 4,737,000 1,737,000 3,000,000 100,923 3 yrs max
Honda City Aspire 1.5 6,069,000 3,069,000 3,000,000 100,923 3 yrs max
Suzuki Fronx GL 5MT 5,999,999 2,999,999 3,000,000 100,923 3 yrs max
Toyota Corolla 1.6 MT 6,099,000 3,099,000 3,000,000 100,923 3 yrs max
Toyota Corolla Altis 1.8 CVT 7,029,000 4,029,000 3,000,000 100,923 3 yrs max
Hyundai Elantra 1.6 SE 6,449,000 3,449,000 3,000,000 100,923 3 yrs max
Honda HR-V VTi-S 7,299,000 4,299,000 3,000,000 100,923 3 yrs max
Toyota Corolla Cross 1.8 7,235,000 4,235,000 3,000,000 100,923 3 yrs max
Honda Civic Oriel 8,834,000 5,834,000 3,000,000 100,923 3 yrs max

All figures in PKR. Insurance or takaful (roughly 1.5โ€“3% of the car's value a year), tracker, registration and withholding tax are extra and paid upfront or yearly. The bank's final rate depends on your profile and KIBOR on the day of approval. See the installment plan for all 24 banks or check which car your salary can finance.