Allied Bank Limited Car Loan Calculator 2026
ABL Car Finance — estimate your monthly installment instantly.
Allied Bank Limited Calculator
Adjust the fields below to estimate your monthly installment
About ABL Car Finance
Allied Bank Limited (ABL) is one of Pakistan's oldest and largest commercial banks, and its ABL Car Finance product ("Ab Har Safar Shandar") is designed to make vehicle ownership accessible for both salaried professionals and self-employed individuals. Financing is available up to PKR 3,000,000 for new and used locally assembled vehicles, and the bank markets itself on a competitive, transparent markup structure with minimal hidden charges.
A standout feature of ABL Car Finance is its balloon payment facility — customers can make up to two balloon payments during their loan tenure (each less than 6 EMIs, with at least a one-year gap between them), which reduces regular monthly installments and gives borrowers useful flexibility around bonus payments or seasonal income. Comprehensive vehicle insurance is arranged through ABL's panel of insurers at negotiated corporate rates.
Eligibility Criteria
👔 Salaried Individuals
- Pakistani national with valid CNIC
- Minimum net monthly salary: PKR 40,000
- Regular, verifiable income with a minimum period in current employment
- Age within the bank's minimum/maximum limits at loan maturity
- Clean eCIB credit history required
- Debt Burden Ratio within ABL's approved limit
🏢 Self-Employed / Business
- Pakistani national with valid CNIC
- Minimum net monthly income: PKR 60,000
- Verifiable business income, typically assessed via bank statements
- Minimum period of continuous involvement in current business
- Clean eCIB credit history required
- Debt Burden Ratio within ABL's approved limit
Required Documents
📄 Salaried Individuals
- Copy of valid CNIC
- Latest salary slip (last 1-3 months)
- Employment/service certificate confirming date of joining
- Last 6 months' personal bank statement
- Vehicle proforma invoice from an authorized dealer
- Recent passport-size photographs
📄 Self-Employed / Business
- Copy of valid CNIC
- Business proof — NTN, partnership deed, or registration certificate
- Last 6 months' business bank statement
- Latest income tax return where applicable
- Vehicle proforma invoice from an authorized dealer
- Recent passport-size photographs
How to Apply
ABL Car Finance can be applied for online, via approved dealers, or at any ABL branch.
Calculate
Use the calculator above to estimate your monthly installment, including the option to plan for balloon payments.
Apply
Apply online, through an approved dealer, or by visiting your nearest ABL branch.
Submit Documents
Provide CNIC, income proof, bank statements and the vehicle proforma invoice.
Approval & Delivery
Once approved, pay your down payment and take delivery of your vehicle.
Frequently Asked Questions
Ready to Apply for Allied Bank Limited Car Finance?
Calculate your installments above, then apply directly.