Habib Metropolitan Bank Car Loan Calculator 2026
Habib Metro Car Finance — estimate your monthly installment instantly.
Habib Metropolitan Bank Calculator
Adjust the fields below to estimate your monthly installment
About Habib Metro Car Finance
Habib Metropolitan Bank (HMB) is a well-established commercial bank in Pakistan, formed through the merger of Metropolitan Bank and Habib Bank AG Zurich's Pakistan operations. Its auto finance product offers financing for new and used locally assembled vehicles, with a maximum financing limit of PKR 5,000,000 — notably higher than many peer banks — making it a suitable option for customers looking to finance a higher-value vehicle.
HMB combines a solid branch network across major Pakistani cities with competitive, variable market-linked pricing. The bank's consumer finance division processes applications from both salaried professionals and self-employed individuals, with standard documentation requirements and a repayment tenure of up to 5 years.
Eligibility Criteria
👔 Salaried Individuals
- Pakistani national with valid CNIC
- Minimum 6 months in current employment
- Verifiable, regular monthly income meeting the bank's threshold
- Clean eCIB credit history required
- Debt Burden Ratio within the bank's approved limit
- Age within the bank's minimum/maximum limits at loan maturity
🏢 Self-Employed / Business
- Pakistani national with valid CNIC
- Minimum 1 year of continuous involvement in current business
- Verifiable business income through bank statements
- Valid business registration / NTN where applicable
- Clean eCIB credit history required
- Debt Burden Ratio within the bank's approved limit
Required Documents
📄 Salaried Individuals
- Copy of valid CNIC
- Latest salary slip (last 1-3 months)
- Employment/service confirmation letter
- Last 6 months' personal bank statement
- Vehicle proforma invoice from an authorized dealer
- Recent passport-size photographs
📄 Self-Employed / Business
- Copy of valid CNIC
- Business proof — NTN, partnership deed, or registration certificate
- Last 6 months' business bank statement
- Latest tax return where applicable
- Vehicle proforma invoice from an authorized dealer
- Recent passport-size photographs
How to Apply
Habib Metro Car Finance applications are processed through the branch network and dealer relationships.
Calculate
Estimate your monthly installment using the calculator above.
Apply
Visit your nearest Habib Metro branch or an approved dealer to begin your application.
Submit Documents
Provide CNIC, income proof, bank statements and the vehicle proforma invoice.
Approval & Delivery
Once approved, pay your down payment and take delivery of your vehicle.
Frequently Asked Questions
Ready to Apply for Habib Metropolitan Bank Car Finance?
Calculate your installments above, then apply directly.