The Bank of Khyber Car Loan Calculator 2026
BOK Car Finance — estimate your monthly installment instantly.
The Bank of Khyber Calculator
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About BOK Car Finance
The Bank of Khyber (BOK), headquartered in Peshawar and majority-owned by the Government of Khyber Pakhtunkhwa, is one of the few Pakistani banks offering car financing under both conventional and Shariah-compliant Islamic (Sarmaya Munafa) structures under one roof. This gives customers the flexibility to choose the mode that best fits their financial and religious preferences, without having to switch banks.
Financing is available for new and used locally assembled vehicles up to PKR 3,000,000, with markup priced as KIBOR plus a spread ranging from roughly 2% to 5% depending on the product variant, customer segment and tenure selected. BOK has a growing branch presence particularly strong in Khyber Pakhtunkhwa, alongside branches in major cities across Pakistan.
Eligibility Criteria
👔 Salaried Individuals
- Pakistani national with valid CNIC
- Minimum 6 months in current employment (permanent or contractual)
- Verifiable, regular monthly income meeting the bank's minimum income threshold
- Clean eCIB credit history required
- Debt Burden Ratio within the bank's approved limit
- Salary account with BOK may support faster processing
🏢 Self-Employed / Business
- Pakistani national with valid CNIC
- Minimum 1 year of continuous involvement in current business or profession
- Verifiable business income through bank statements
- Valid business registration / NTN where applicable
- Clean eCIB credit history required
- Debt Burden Ratio within bank-approved limits
Required Documents
📄 Salaried Individuals
- Copy of valid CNIC
- Latest salary slip or employer-issued salary certificate
- Last 6 months' personal bank statement
- Employment/service confirmation letter
- Vehicle proforma invoice from an authorized dealer
- Recent passport-size photographs
📄 Self-Employed / Business
- Copy of valid CNIC
- Business proof — NTN, partnership deed, or registration certificate
- Last 6 months' business bank statement
- Latest tax return where applicable
- Vehicle proforma invoice from an authorized dealer
- Recent passport-size photographs
How to Apply
BOK offers both branch-based and, where available, digital application channels for its car finance products.
Choose Your Mode
Decide between conventional financing or the Shariah-compliant Islamic option based on your preference.
Visit / Apply
Visit your nearest BOK branch or contact the helpline to start your application with the relevant documents.
Submit Documents
Provide CNIC, income proof, bank statements and the vehicle proforma invoice.
Approval & Delivery
Once approved, pay your down payment and collect your vehicle from the dealer.
Frequently Asked Questions
Ready to Apply for The Bank of Khyber Car Finance?
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