What is the maximum financing amount under Bank Alfalah Auto Loan?

PKR 3,000,000, financing up to 70% of vehicle value.

🚗 Bank Alfalah — Auto Loan Calculator

Bank Alfalah Auto Loan
Calculator 2026

Calculate your monthly installment for new or used locally assembled vehicles. Variable markup linked to 1-Year KIBOR.

KIBOR+3.5–4.5%Markup Rate

2–5 YrsTenure

PKR 3MMax Financing

RV OptionLower Installments

Bank Alfalah Auto Loan Calculator

Select your options and adjust sliders · Apply Now ↗

Loan Product

Vehicle Type

Engine Capacity

Tenure3 Years

2 Yrs5 Yrs

Vehicle PricePKR 3,000,000

PKR 200KPKR 10M

Down Payment30%

30%70%

Estimated Monthly Installment

PKR —

Indicative · Exclusive of insurance charges

Vehicle Price—

Down Payment—

Financed Amount—

Markup Rate (p.a.)—

Residual Value—

Total Payable—

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📌 Note: Markup is variable, linked to 1-Year KIBOR (~10.89%) + spread of 3.50%–4.50%. Above 1000CC vehicles: max tenure 3 years. Max financing PKR 3,000,000.

Markup Rates (Variable — KIBOR Linked)

Bank Alfalah uses the 1-Year KIBOR rate on the 1st of each month. Rates below apply to locally assembled/manufactured vehicles only.

📉 Residual Value (RV) Product

Max RV — New vehicles: up to 50%
Max RV — Used vehicles: up to 40%
Used vehicles must not be older than 3 years at financing

🎈 Balloon Payment Option

Two balloon payments allowed during tenure
Each equals 6 monthly installments

Eligibility Criteria

👔 Salaried

Age 21–65 years (Private) / 21–60 (Govt) at maturity
Min income PKR 30,000/month

🏢 Self-Employed

Age 21–70 years at maturity
Min income PKR 50,000/month

Frequently Asked Questions

What is the maximum financing amount?

PKR 3,000,000. The bank finances up to 70% of vehicle value.

Can I finance an imported vehicle?

No, only locally assembled/manufactured vehicles are eligible.

Can vehicles above 1000CC get a 5-year tenure?

No, above 1000CC vehicles are capped at 3 years.

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Calculate your installments above, then apply online.

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Bank Alfalah Auto LoanCalculator 2026