๐Ÿš— Soneri Bank โ€” Roshan Har Qadam

Soneri Car Finance
Calculator 2026

Fixed Rate at 14.50% or Variable at KIBOR+2.5%. New & used locally assembled vehicles. No prepayment penalty.

14.50%Fixed Rate
KIBOR+2.5%Variable Rate
PKR 3MMax Finance
No PenaltyEarly Settlement

Soneri Car Finance Calculator

Choose product type, adjust sliders  ยท  View on Soneri Bank โ†—

14.50% Fixed RateNo prepayment penalty ยท No fee if declined
Vehicle Type
Engine Capacity
Vehicle PricePKR 3,000,000
PKR 200KPKR 10M
Tenure3 Years
1 Yr5 Yrs
Down Payment30%
30%70%
Monthly Installment
PKR โ€”
Indicative ยท Exclusive of insurance & tracker
Finance Amount
PKR โ€”
Down Payment
PKR โ€”
Markup Rate (p.a.)โ€”
Total Markup Payableโ€”
Total Amount Payableโ€”
Apply Now โ†—
๐Ÿ“Œ Note: Fixed rate 14.50% is a campaign offer. Variable rate is KIBOR+2.5% (currently ~13.39%). Max financing PKR 3,000,000. No prepayment penalty. No processing fee if declined.

Soneri Car Finance โ€” Overview

Two competitive financing options โ€” discounted fixed rate of 14.50% and variable rate at KIBOR+2.5%. Max financing PKR 3,000,000, no processing fee if declined, and zero prepayment penalty.

Eligibility Criteria

๐Ÿ‘” Salaried

  • Max age 60 years at maturity
  • Permanent: min PKR 25,000/month net
  • Contractual: min PKR 40,000/month net

๐Ÿข Business / Self-Employed

  • Max age 65 years at maturity
  • Self-employed professional: min PKR 40,000/month
  • Businessman: min PKR 50,000/month

Frequently Asked Questions

What is the minimum down payment?
30% of vehicle value for both new and used locally manufactured cars.
Is there a penalty for early settlement?
No, Soneri Car Finance has zero prepayment penalty.
What happens if my application is declined?
No processing fee is charged if declined โ€” you only pay once approved.

Ready to Apply for Soneri Car Finance?

Calculate your installments above, then contact Soneri Bank.

Apply Now โ†— Compare All Banks

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